Many buyers shy away from getting a home inspection because they have viewed the property and it looks fine. However, home inspectors are extremely skilled at noticing things that you may not. If the property does fail your home inspection, that gives you bargaining power; you may be able to negotiate with the seller of the home to lower the price or gain concessions.
Appraisals are also incredibly important when getting a loan. While your real estate agent will be able to give you a rough idea of a property's value on the market, an appraisal goes in-depth into the value of the property and its structures. Your appraisal may be able to give you leverage with the seller when negotiating a price. Furthermore, most bank loans do require that an appraisal be done; otherwise, the bank will not feel comfortable guaranteeing the loan.
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